Designed for high-net-worth individuals, business executives, expatriates, and customers with higher expectations for healthcare quality, high-end individual medical insurance provides comprehensive protection covering quality medical resources in China and worldwide. Products can flexibly offer choices of geographic coverage, benefit responsibilities, and provider scope based on customer needs, covering inpatient treatment, outpatient treatment, cancer treatment, advanced medical technologies, and other benefits, and may include public hospital international departments, private hospitals, and overseas medical institutions. Supported by MSH's mature medical network and professional service team, customers can enjoy convenient direct billing, medical coordination, and claims support, and obtain a more efficient, reassuring, and comfortable healthcare experience worldwide.

Representative Products:

Premier Individual Global Medical Insurance is a high-end medical insurance product underwritten by China Continent Property & Casualty Insurance Company Ltd., with professional services provided by MSH. It is designed to provide a top-tier global health protection solution for high-net-worth individuals, business executives, and customers with the highest expectations for healthcare quality. The product covers comprehensive medical benefits including inpatient treatment, outpatient treatment, special outpatient treatment, cancer treatment, and advanced medical technologies. Customers may also flexibly choose geographic coverage (Greater China / worldwide excluding the U.S. and Canada / worldwide), plan level, and provider scope (including or excluding High Cost Providers) based on their needs, meeting personalized protection needs under different travel plans and lifestyles.

Different from ordinary high-end medical insurance, Premier Individual Global Medical Insurance places greater emphasis on the customer's global healthcare experience. The product supports treatment at public hospitals, private hospitals, and renowned international medical institutions worldwide. With MSH's global direct billing medical network and professional medical service system, it provides value-added services such as cashless direct billing, global emergency medical evacuation, specialist appointment arrangement, hospitalization coordination, second medical opinions, and case management for critical diseases and complex illness, extending insurance protection across the entire medical service journey.

To meet the global mobility and high-quality healthcare service protection needs of high-net-worth customers, Premier Individual Global Medical Insurance specially includes global emergency medical protection as a standard benefit across all plans. When a customer experiences an acute critical illness, serious accidental injury, or a situation in which local medical conditions cannot meet treatment needs while traveling or working overseas, MSH activates an emergency response mechanism through third-party professional assistance providers. Based on the customer's actual medical condition and local circumstances, MSH arranges a personalized evacuation solution, including rapid transport by helicopter and other means, to ensure timely and safe medical evacuation and life support in emergencies. The product also supports pre-existing condition coverage / maternity benefits, as well as newborn enrollment, helping customers obtain a more comprehensive and worry-free global healthcare protection experience.

Core Product Features

• Sufficient annual maximum benefit, covering medical expenses worldwide
• Comprehensive medical protection including inpatient, outpatient, and special outpatient treatment
• Coverage for public hospitals, private hospitals, and renowned international medical institutions worldwide
• Global emergency medical evacuation and medical transport services
• MSH global direct billing medical network for a cashless healthcare experience
• Pre-existing condition coverage (specified plans) to meet long-term protection needs
• Automatic newborn enrollment support for seamless family protection
• Advanced medical technology coverage, including proton and heavy-ion therapy, targeted therapy, and more
• Second medical opinions, case management for critical diseases, and global medical coordination
• Dedicated account manager and 24/7 multilingual customer service

Advanced Individual Global Medical Insurance is a high-end medical insurance product underwritten by China Continent Property & Casualty Insurance Company Ltd., with professional services provided by MSH. It is designed to provide a comprehensively upgraded health protection solution for individuals and families seeking quality healthcare and high cost-effectiveness. The product covers core medical benefits including inpatient treatment, outpatient treatment, special outpatient treatment, and critical illness treatment. Customers may also flexibly choose geographic coverage and plan level based on their needs, achieving more efficient protection configuration while enjoying quality healthcare resources.

Unlike traditional million-yuan medical insurance products, Advanced Individual Global Medical Insurance places greater emphasis on customers' actual healthcare experience. The product supports treatment at public hospital general departments, VIP departments, international departments, and private medical institutions. With MSH's direct billing network across China and Asia and its professional medical service system, it provides value-added services such as cashless direct billing, specialist appointment arrangement, hospitalization coordination, advance payment, second medical opinions, and case management for critical diseases and complex illness, extending insurance protection across the entire medical service journey.

At the same time, the product supports flexible combinations of different protection plans and is equipped with a dedicated account manager for one-stop service, helping customers obtain a more convenient, efficient, and considerate medical protection experience.

Core Product Features

• Integrates quality global medical resources with million-level emergency medical protection
• Covers core medical benefits including inpatient, outpatient, and special outpatient treatment
• Covers public hospital VIP departments, international departments, and private hospitals
• Million-level emergency medical protection for overseas travel
• MSH direct billing medical network for convenient cashless healthcare
• Dedicated account manager for a one-stop service experience
• Covers advanced treatment technologies in China and overseas
• Second medical opinions, case management for critical diseases, and health management support
• 24/7 customer service with bilingual Chinese-English support