Designed for enterprise executives, senior management, key talents, and expatriate executives, Group High-End Medical Insurance provides comprehensive healthcare protection with access to premium medical resources in Mainland China and worldwide.

The solution allows enterprises to flexibly customize coverage areas, benefit categories, and healthcare provider networks according to their specific needs. It covers a wide range of medical benefits, including inpatient care, outpatient care, special outpatient services, cancer treatment, and advanced medical technologies. Coverage can extend to international departments of public hospitals, private hospitals, and renowned medical institutions overseas.

Leveraging MSH’s extensive global healthcare network and professional service teams, employees can enjoy convenient direct billing medical services, medical coordination, and claims support, receiving a more efficient, secure, and comfortable healthcare experience worldwide.

The solution supports flexible group-to-individual conversion options, allowing employees to convert their group policy into an individual high-end medical insurance plan after leaving the company. This ensures seamless continuity of coverage and enables enterprises to provide employee benefits while helping employees establish long-term healthcare protection throughout their career lifecycle.

Key Coverage Features

● High annual maximum benefit limits, providing comprehensive protection covering inpatient care, outpatient care, and special outpatient services

● Flexible choice of coverage areas, including Mainland China, Greater China, Worldwide excluding the US and Canada, and Worldwide

● Access to general departments, VIP departments, and international departments of public hospitals, as well as private hospitals and high-cost hospitals

● MSH global direct billing medical network covering Mainland China and major overseas cities, providing convenient cashless medical services

● Coverage for advanced medical technologies, including proton and heavy ion therapy, targeted therapy, immunotherapy, and other innovative treatments

● Global emergency medical assistance and medical evacuation services

● Optional supplementary benefits including dental care, health check-ups, and vaccinations

● Second medical opinions, critical illness case management, and global medical coordination services

● Supports group-to-individual conversion, allowing employees to transfer to individual policies after leaving the company