Designed to meet the broad healthcare protection needs of employees, Group Mid-End Medical Insurance balances medical coverage, quality healthcare resources, and premium costs, providing enterprises with cost-effective employee healthcare benefit solutions.

The product covers core benefits including inpatient medical care, outpatient medical care, critical illness treatment, and special outpatient services. Enterprises can flexibly select benefit plans and coverage combinations based on their budgets and employee needs.

Unlike traditional supplementary medical insurance, Group Mid-End Medical Insurance places greater emphasis on employees’ actual healthcare experience. It supports access to general departments, VIP departments, and international departments of public hospitals, as well as designated private medical institutions. Leveraging MSH’s nationwide direct billing medical network and professional healthcare service system, employees can enjoy cashless medical services, specialist appointment assistance, hospitalization coordination, second medical opinions, and critical illness case management.

The solution supports enterprises in designing differentiated benefit plans based on factors such as employee level and years of service. Through flexible benefits platforms, employees can also access optional upgrade plans, helping enterprises build competitive employee healthcare benefit systems within reasonable budgets while enhancing employee satisfaction and sense of belonging.

Key Coverage Features

● Comprehensive annual coverage limits covering core benefits such as inpatient care, outpatient care, and critical illness treatment

● Access to general departments, VIP departments, and international departments of public hospitals, as well as designated private medical institutions

● MSH direct billing medical network covering major cities across China, providing convenient healthcare access

● Critical illness coverage including high-incidence conditions such as malignant tumors and cardiovascular and cerebrovascular diseases

● Special outpatient coverage including dialysis, chemotherapy, radiotherapy, and targeted therapy

● Optional supplementary benefits including dental care, health check-ups, and vaccinations

● Integration with enterprise flexible benefits platforms, allowing employees to select and upgrade their benefit plans

● 24/7 customer service hotline with professional claims support and health consultation services