China Expat Insurance

Back to list 2020-01-22 14:58:14



The rapid economic growth of China attracted large number of expatriates from various countries over the last decade. Despite recent slowdown of the economy, China expat population continues to grow.


Few years ago, MSH Asia decided to develop with their local partners a product that could perfectly answer to foreigner’s needs living abroad. In June 2017, CEI - China Expat Insurance - was successfully launched and became one of the first health insurance plan made by and for foreigners living in China.


Unlike his name may suggest it, the China Expat Insurance plan is an International Health Insurance offering a worldwide coverage. After a successful run in China, , MSH Asia together with local insurance companies have recently started to propose the CEI plan to expatriates living in South East Asia, Middle East, Europe and South America, where we have many partnership with local and international medical service providers. We are also able to provide a direct billing in many of those countries.


Let’s take a look at some of the benefits the China Expat Insurance plan offers:


CORE BENEFITS

-          RMB 16,000,000 annual maximum limit without any lifetime limitation

-          Inpatient benefits including day surgery, cancer treatment, critical illness and rehabilitation to name a few.

-          Medical evacuation


FLEXIBLE BENEFITS

-          Area of coverage: from Mainland China to worldwide excluding USA.

-          Include outpatient treatment: covered up to RMB 60,000 for chronic conditions, specialists, physiotherapy and TCM.

-          Preventive benefits included for teeth cleaning, physical examination vaccine and vision.

-          Dental care: use up to RMB 10,000 for your dental care without any waiting period.

-          Wellness care: RMB 3,000 that you can use for body checkups or vaccinations.

-          Maternity: choose between two limits and enjoy a 6 months waiting period only.


AND MUCH MORE

-          Add a co-payment

-          Include an annual deductible

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